Privacy Notice

What Does Valley Bank & Trust Do With Your Personal Information?

Rev. Date 9/14

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number
  • Income
  • Account Balances
  • Employment Information
  • Credit History
  • Checking Account Information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Valley Bank & Trust chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Valley Bank & Trust Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
No No
For joint marketing with other financial companies No No
For our affiliates’ everyday business purposes
information about your transactions and experiences
No We Do Not Share
For our affiliates’ everyday business purposes
information about your creditworthiness
No We Do Not Share
Questions? Valley Bank & Trust, 30 N. 4th Avenue Brighton, CO  80601

Call 303-659-5450 or go to for branch locations

What We Do
How does Valley Bank & Trust protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Team member access to personally identifiable information is limited according to individual job description and a need to know basis.
How does Valley Bank & Trust collect my information? We collect your personal information, for example, when you
  • Apply for a loan
  • Make a wire transfer
  • Use your credit or debit card
  • Give us employment history
  • Give us your income information 
  • Open an account
  • Deposit money

Nonpublic confidential information is collected in the course of providing a product or service.

We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. Valley Bank & Trust has no affiliates.
Non‑Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies. Valley Bank & Trust does not share with non-affiliates.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. Valley Bank & Trust does not participate in joint marketing.